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Punjab Makes History with India’s First Universal ₹10 Lakh Cashless Healthcare Scheme for All Residents

In a landmark decision set to transform the landscape of public healthcare in India, the Punjab Cabinet led by Chief Minister Bhagwant Singh Mann has approved the Mukh Mantri Sehat Yojna, a revolutionary health initiative that guarantees cashless treatment of up to ₹10 lakh to every family residing in the state. The ambitious scheme, the first of its kind in the country, positions Punjab at the forefront of inclusive and welfare-oriented governance.

The approval was granted during a high-level Cabinet meeting chaired by Chief Minister Mann at his official residence in Chandigarh. A spokesperson from the Chief Minister’s Office revealed that the scheme will officially be launched on October 2, coinciding with the birth anniversary of Mahatma Gandhi — a symbolic nod to the values of equality and service. Once implemented, this initiative will provide significant medical relief to approximately three crore residents of the state, setting a new precedent for comprehensive healthcare access.

Unlike previous health benefit programs which capped coverage at ₹5 lakh and were restricted to income-based criteria, the Mukh Mantri Sehat Yojna removes all eligibility barriers. Every family in Punjab — irrespective of income, profession, or background — will be entitled to receive up to ₹10 lakh in cashless medical treatment per year. The government has already empanelled over 550 private hospitals to participate in the scheme, with plans to expand this number to over 1,000 in the coming days. Along with all government hospitals, these empanelled institutions will provide healthcare services ranging from emergency treatments to major surgeries without any out-of-pocket expenses for the beneficiary.

The scheme’s reach extends to government employees, pensioners, and low-income families alike, promoting a model of true healthcare equity. As part of the implementation strategy, health cards will be distributed through Seva Kendras and Common Service Centers (CSCs) across the state. Residents will be able to register using their Aadhaar number or Voter ID either online or in person to avail of their health cards.

Chief Minister Mann emphasized that the initiative is deeply rooted in the Sikh philosophy of Sarbat da Bhala — the welfare of all. By prioritizing the health and well-being of every citizen, the Punjab Government is striving to build a society where no individual is denied treatment due to financial incapacity. With this move, Punjab becomes the first state in the country to ensure free access not only to healthcare but also to education, electricity, and bus travel — offering a multi-dimensional model of social security.

The Mukh Mantri Sehat Yojna is not just a welfare program; it is a bold declaration that public health is a fundamental right, not a privilege for the few. It signals the state government’s commitment to building a progressive, people-centric Punjab where economic disparity does not dictate access to medical care. Experts believe that if implemented efficiently, this initiative could become a blueprint for other Indian states to follow.

With the rollout of this historic healthcare initiative, Punjab has once again emerged as a trailblazer in social welfare and inclusive development, giving citizens not only hope but dignity and protection in times of medical crisis.

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